Layaway Program

Planning ahead for a purchase for yourself or a gift for your loved one? Our layaway program provides an interest-free way to purchase your items. A deposit of 10% places an item on layaway, and with regular monthly payments of 10% of the purchase price your layaway item can be yours when you need it.

In-store Credit Programs

We offer financing through GE Consumer Finance to all approved applicants. Within 10 minutes we can determine your amount of eligibility and send you home with a beautiful new piece of jewelry!

We offer the following special terms:

On purchases up to $1,000.00 – 6 months same as cash* with monthly payments**
(upgrade to 9 months for an upgrade fee of only $20.00)

On purchases over $1,000.00 to $2,000.00 – 9 months same as cash* with monthly payments**
(upgrade to 12 months for an upgrade fee of only $25.00)

On purchases over $2,000.00 to $3,000.00 – 12 months same as cash* with monthly payments**
(upgrade to 18 months for an upgrade fee of only $99.00)

On purchases over $3,000.00 to $4,000.00 – 18 months same as cash* with monthly payments**
(upgrade to 24 months for an upgrade fee of only $149.00)

On purchases over $4,000.00 – 24 months same as cash* with monthly payments**

We can also offer a special 36 month fixed rate or 9.99% on any purchase over $2000.00. Fixed monthly payments are required with a fixed rate of 9.99%.

In order to conform to the USA Patriot Act we will need to see your driver’s license and one other form of identfication.

*Same as cash means that you will not be required to pay any interest on your purchase if you pay off the account in full before the end of the “same as cash” period. (See the GE Money Credit Card Agreement for complete details.)

**Your minimum monthly payment will be 3.75% of the new balance shown on your billing statement(rounded up to the next highest whole dollar) or $25 whichever is greater.  (See the GE Money Credit Card Agreement for complete details.)